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Your use of the Website constitutes your agreement to the Terms of Use. You can review the Terms of Use by following links labelled "Terms of use" at various points within the Website.

Accuracy of Information
The information on the Website is provided to you "as is" by MCG in good faith and has been derived from sources believed by MCG to be reliable and accurate at the time of providing it. MCG does not guarantee the accuracy of information on the Website.

Disclaimer
To the extent permitted by law, MCG and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website whether or not caused by any negligent act or omission. If any law prohibits the exclusion of such liability, MCG hereby limits its liability, to the extent permitted by law, to the resupply of the said information.

The Australian Position Only
The information contained in this Website relates only to Australia and not to any other country. Any references to dollars are references to Australian dollars, unless otherwise specified.

Links to other sites
MCG has not reviewed any of the websites which link to this Website or to which this Website links. MCG is not responsible for the content of any other websites or pages linked to or linking to this Website. MCG does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

Copyright
© 2006 Murray Consulting Group Pty Limited ABN 46 111 854 481 and contributors. The material on this Website is protected by Australian Copyright Legislation and in copyright legislation in other countries.

You may view this Website and its contents using a web browser. You may make copies of portions of this Website solely for your own information, research or study provided that you do not modify the copy from how it appears on the Website and include the copyright notice appearing above on the copy that you make.

Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission of MCG, or unless specifically permitted by the Copyright Act 1968 (Cth) or similar copyright legislation.